N.C. Safe Driver Incentive Plan (SDIP) Points and How They Affect Your License
The General Assembly enacted the North Carolina Safe Driver Incentive Plan (SDIP) to reward safe drivers with the lowest possible insurance rates. Drivers who are convicted of moving traffic violations and/or who cause accidents will be charged higher premiums in accordance with their driving records. SDIP points are charged as follows for convictions and at-fault accidents occurring during the Experience Period*. This is why it is important to consult with a local attorney to discuss your options. If you simply pay off your traffic ticket you may face years of insurance increases and even the possibility of losing your license. The TETTERTON LAW FIRM offers free initial consultations, affordable fees and payment plans. In many instances we are able to handle our clients cases with out them having to be present in court.
*Experience Period is defined as the three year period immediately preceding either the date of application (for individuals applying for coverage), or the preparation of the policy renewal (when an insurance company is preparing to renew an existing policy).
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